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Third Party Lawsuit Funding

“Third-Party” lawsuit funding may be possible in some work-related injury situations. A “third-party” lawsuit is a lawsuit for a work-related injury, but it is against an entity other than your employer or their workers’ compensation insurance company. For example, it could be against the manufacturer of a piece of equipment that had a design defect that contributed to your on the job injury. Another example is a work site related accident that is caused by a lapse in safety procedures, and the company responsible for work site safety is not your employer. Yet another example is an employee who is injured in a motor vehicle accident while on company business, and the party causing the accident is not employed by your employer. Unlike workers’ compensation lawsuits against the employer, “third-party” lawsuit cases can be funded in any state in which lawsuit funding is permitted. You should discuss with your attorney if your work-related lawsuit also might justify a “third-party” lawsuit.

The types of injuries that qualify for “third-party” lawsuit funding include (but are not limited to) the following.

  • herniated spinal disks
  • bone fractures
  • shoulder injuries (e.g. rotator cuff and torn muscles)
  • knee injuries (e.g. torn meniscus, torn ligaments)
  • burn injuries
  • eye injuries
  • head injuries
  • an injury requiring surgery
  • loss of body part (e.g. amputations)
  • injuries resulting in death
  • soft tissue injuries (the advances on soft tissue injuries are usually smaller if these are the most serious injuries in the case because the overall case value is lower)

The documents we need to see for a third-party lawsuit include the following.

  • attorney/client retainer agreement (optional)
  • police report/incident report
  • complaint document (if a lawsuit has been filed-most cases are settled via negotiation before a lawsuit is filed with the court)
  • medical records (e.g. emergency room reports, X-ray reports, MRI reports, CAT scan reports, surgical reports, doctors narative reports describing status of injuries)
  • proof of defendant’s insurance

Several basic questions about lawsuit finding are answered on the page FAQ’s About Lawsuit Funding.
If you have additional questions, or if you would like to learn if your lawsuit qualifies for lawsuit funding, please click here to contact us

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